Leverage our unique trade credit risk expertise

Backed by our long-standing know-how, international expertise, and our unique database Coface is widely considered as a global leading player in trade credit risk management.

Whatever their size, location or sector, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring.

Whatever your needs, we work with a broad and diverse range of clients, from SMEs to large corporations, and can easily scale our solutions to fit any type of requirement.

Every day, our +5,200 experts in ~60 countries empower businesses to make the right decisions and trade smarter.

A global leading player in Trade Credit Insurance

  • Our core business for over 75 years
  • Protect your company against customer insolvency, late payments and political risks, allowing you to grant payment periods to your customers with confidence.
  • Grow your business: optimize your cash flow and safeguard your balance sheets, so you can reassure your financial partners, and easier access to financing.
  • Face up economic uncertainties: Coface indemnifies your guaranteed receivables regardless of how the recovery process turns out.
  • Cover your commercial and political risks for complex and one-off operations with our Single Risk solution.
A screen showing URBA360, the Coface tool a handy business-risk analysis tool, giving access key indicators to evaluate businesses quickly. The screen shows risk assessment diagrams.

Business Information: bring confidence to every decision

  • Exclusive insights to trade smarter
    We help you find reliable business partners, monitor their financial health and spot weak signals. From Big Data to Smart Data: gain exclusive insights to make better, more informed decisions at every level.
  • High-value data enriched by human expertise
    As global leaders in Trade Credit Insurance, we can generate exclusive and valuable information, enhanced by our +400 risk experts. You benefit from descriptive data to understand of a company’s situation, prescriptive insights to mitigate risk exposure and predictive solutions to forecast companies’ creditworthiness.
  • A powerful decision-making solution
    Best-in-class data, advanced analytics, predictive scoring, models, algorithms: we combine our global expertise and unique data with cutting-edge technology to help you steer your business development. Limit risks and open up new growth opportunities!
  • BI services: Anytime, anywhere with ease
    Access risk analyses and key indicators 24/7 with URBA360, an intuitive digital platform which offers seamless API integration.

Debt Collection: Limit your losses with our solution

Coface International Debt Collection specialises in effective and efficient, stress-free debt recovery:

  • Coface provides a fast and efficient debt collection service whether you are insured or not.
  • Our +300 experts collect your unpaid invoices across the world, acting within the local jurisdiction and with our ~200 international partners, so you can safeguard your relationship with your business partners.

Additional services

Factoring

  • Grant your customers a payment term while obtaining liquidity quickly.
  • Sell your trade receivables1 to Coface so you can finance your customer accounts and optimise your cashflow management.

 

 

1 Service available in Germany and Poland (as of december 31, 2024)

Surety Bonds

  • Reassure your business partners or access new markets.
  • Coface issues contract*, environmental and administrative surety bonds (tax or customs) or for regulated professions.

 

*Offer available in the following countries (as of december 31, 2024): Germany, Austria, Spain, Italy, France and Romania.

4 good reasons to choose us

Historical know-how recognized by many clients, international expertise and a unique database: these are the reasons why Coface is a global leader in risk management.

  • ~80years of experience
  • 100kclient companies
  • ~200markets where we operate
  • 200mcompanies listed in our database

Our innovative solutions

Credit Management tool

Our secure online platform means it’s easy to manage your policy from A to Z. With CofaNet Essentials, you:

  • Access information about your business partners
  • Manage your client portfolio
  • Manage your guarantee requests
  • Report your unpaid debts
  • Keep track of your claims

 

CofaNet also performs debtor risk evaluations and offers export features with the potential for more in-depth research.

 

And with the CofaMove mobile app, you can access CofaNet Essentials wherever you are and whenever you want.

API portal

Discover a game-changing asset for more efficient credit management.
Coface API portal opens doors to seamless integration of Coface's powerful API solutions into your existing applications. 

 

  • Elevate risk management, enhance credit decisions, and fortify financial strategies effortlessly. 
  • Maximize efficiency, minimize risk: Coface API Portal is your strategic ally for a robust, data-driven approach to credit management. 
  • Revolutionize your processes today for a more secure and prosperous financial future.

 

   > Visit Coface API Portal

Coface Dashboard

Coface Dashboard is our business intelligence tool that provides you with interactive reports to facilitate:

 

  • Reporting and performance tracking
  • Producing analyses ranging from macro trends to individual changes
  • Identifying consolidated risks for groups of buyers
  • Managing your programme, in particular by supporting your decisions, and customising the features of the tool and the risk transfer parameters
  • The credit risk governance in your group

Why should you opt for Coface risk management?

Our mission: to support companies in their development by protecting them against the risks of non-payment which should not be underestimated.

  • 80%of companies suffer from overdue payments
  • 1 in 4going out of business is due to non-payment by customers
  • 12kcredit decisions taken by Coface every day
  • ~300risk experts in Coface

Access all Coface's economic intelligence

Coface boasts recognized expertise in the field of economic research. Every day, in collaboration with our risks and business experts, our economists around the world analyse the dynamics of the global economy.

We offer our clients solid insights through publications and economic studies to help them better assess risks and make the right decisions at the right time: Macro-economic analyses, Country risk assessments, Sectorial assessments, Thematic reports…

See our economic publications