Analysts Consensus

COFACE SA collects analysts' estimates on the company financial performance and publishes the consensus prior to its quarterly results publication.
 
The consensus is the average of the different analysts' estimates who cover COFACE SA and it will be published two weeks before the publication of the quarterly results.

Consensus: estimates received as of april 22, 2025

COFACE SA collects analysts' estimates on the company financial performance and publishes the consensus prior to its quarterly results publication. The consensus is the average of the different analysts' estimates who cover COFACE SA and it will be published two weeks before the publication of the quarterly results.

Coface wishes to draw the attention of the reader to the level of the standard deviation on each of the indicators presented in the consensus below.

A high level of standard deviation reveals discrepancies in the hypotheses retained by each of the contributors to this consensus when calculating their estimates.

The reader is invited to focus on the disclaimer below.

in M€# of replyMeanStandard deviation
Total revenue

5

474

3.9

 
Gross Earned Premiums

5

389

5.1

 
Net Earned Premiums

5

283

2.7

 
NEP/GEP

5

72.7%

0.4

ppt
Net underwriting income

5

88

2.2

 
Net Investment Income

5

19

4.9

 
Insurance finance expenses (IFE)

5

(11)

0.7

 
Current operating income

5

96

3.7

 
Other operating income and expenses

5

(0)

0.6

 
Operating Income

5

95

3.3

 
Finance costs

5

(11)

1.6

 
Income Tax

5

(23)

0.8

 
Tax rate

5

27.2%

0.6

ppts
Net income

5

62

1.6

 
Net Loss Ratio (%)

5

38.7%

0.9

ppt
Net Cost Ratio (%)

5

29.8%

1.4

ppts
Net Combined Ratio (%)

5

68.5%

0.6

ppts
ROATE (%)

3

12.7%

0.2

ppt

*RoATE = Return on Average Tangible Equity

Coface wishes to draw the attention of the reader to the level of the standard deviation on each of the indicators presented in the consensus below.

A high level of standard deviation reveals discrepancies in the hypotheses retained by each of the contributors to this consensus when calculating their estimates.

The reader is invited to focus on the disclaimer below.

in M€# of replyMeanStandard deviation
Total revenue

5

1 896

7.5

 
Gross Earned Premiums

5

1 555

20.9

 
Net Earned Premiums

5

1 128

15.1

 
NEP/GEP

5

72.5%

0.3

ppt
Net underwriting income

5

337

13.5

 
Net Investment Income

5

91

11.9

 
Insurance finance expenses (IFE)

5

-42

2.0

 
Current operating income

5

386

18.2

 
Other operating & Restructuring charges

5

(2)

2.7

 
Operating Income

5

384

16.6

 
Finance costs

5

(40)

5.1

 
Income Tax

5

(94)

4.4

 
Tax rate

5

27%

0.7

ppt
Net income

5

250

8.2

 
Net Loss Ratio (%)

5

39.6%

1.4

ppts
Net Cost Ratio (%)

5

30.3%

0.9

ppt
Net Combined Ratio (%)

5

69.9%

1.2

ppts
ROATE (%)

5

12.8%

0.4

ppt
Solvency II ratio (PIM)

5

197%

3.1

ppts
EPS

5

1.67 €

0.05

 

DPS

5

1.35 €

0.04

 

Additional distribution per share

5

0.00 €

0.00

 

Payout ratio

5

80.9%

0.9

ppt

 

Coface wishes to draw the attention of the reader to the level of the standard deviation on each of the indicators presented in the consensus below.

A high level of standard deviation reveals discrepancies in the hypotheses retained by each of the contributors to this consensus when calculating their estimates.

The reader is invited to focus on the disclaimer below.

in M€# of replyMeanStandard deviation
Total revenue

5

1 963

25.0

 
Gross Earned Premiums

5

1 600

30.2

 
Net Earned Premiums

5

1 163

19.1

 
NEP/GEP

5

72.7%

0.3

ppt
Net underwriting income

5

338

10.8

 
Net Investment Income

5

               95

15.6

 
Insurance finance expenses (IFE)

5

(43)

2.8

 
Current operating income

5

390

20.7

 
Other operating & Restructuring charges

5

(2)

2.7

 
Operating Income

5

388

19.3

 
Finance costs

5

(41)

5.6

 
Income Tax

5

(95)

4.4

 
Tax rate

5

27%

0.4

ppt
Net income

5

253

10.9

 
Net Loss Ratio (%)

5

40.6%

1.6

ppt
Net Cost Ratio (%)

5

30.0%

0.9

ppt
Net Combined Ratio (%)

5

70.7%

1.0

ppt
ROATE (%)

5

12.7%

0.6

ppt
Solvency II ratio (PIM)

5

197%

5.4

 
EPS

5

1.69 €

0.07

 

DPS

5

1.38 €

0.05

 

Additional distribution per share

5

0.00 €

0.00

 

Payout ratio

5

81.2%

1.3

ppt

*RoATE = Return on Average Tangible Equity

Coface wishes to draw the attention of the reader to the level of the standard deviation on each of the indicators presented in the consensus below.

A high level of standard deviation reveals discrepancies in the hypotheses retained by each of the contributors to this consensus when calculating their estimates.

The reader is invited to focus on the disclaimer below.

in M€# of replyMeanStandard deviation
Total revenue

5

2 035

42.7

 
Gross Earned Premiums

5

1 640

26.9

 
Net Earned Premiums

5

1 191

15.8

 
NEP/GEP

5

72.6%

0.4

ppt
Net underwriting income

5

349

16.3

 
Net Investment Income

5

               98

18.9

 
Insurance finance expenses (IFE)

5

(43)

4.0

 
Current operating income

5

404

31.3

 
Other operating & Restructuring charges

5

(2)

2.7

 
Operating Income

5

402

30.4

 
Finance costs

5

(41)

6.6

 
Income Tax

5

(97)

7.3

 
Tax rate

5

27%

0.1

ppt
Net income

5

263

19.1

 
Net Loss Ratio (%)

5

40.3%

1.8

ppt
Net Cost Ratio (%)

5

30.0%

0.9

ppt
Net Combined Ratio (%)

5

70.3%

1.4

ppts
ROATE (%)

5

12.9%

1.0

ppt
Solvency II ratio (PIM)

5

197%

8.1

 
EPS

5

1.76 €

0.13

 

DPS

5

1.42 €

0.08

 

Additional distribution per share

5

0.00 €

0.00

 

Payout ratio

5

80.6%

1.3

ppt

*RoATE = Return on Average Tangible Equity

Disclaimer

This analyst consensus has been prepared with the most recent estimates submitted by various financial analysts to COFACE SA as at 22 April 2025. It includes key indicators only and does not purport to be comprehensive. The Coface Group takes no responsibility for the use of these materials by any person.

The estimates and any related opinions, forecasts, projections, predictions or expectations, are the sole responsibility of the analysts concerned. Coface has not commented on nor verified any (individual) estimates and it does not express any opinion on nor endorses the estimates or their correctness and accuracy in any way. Coface accepts no liability in respect of the analyst consensus and undertakes no obligation to provide updates or revisions.

It should be noted that estimates are, by definition, forward looking and are therefore subject to risks and uncertainties which are subject to change at any time and which may materially affect eventual results.

The information contained in-here has not been subject to independent verification. No representation, warranty or undertaking, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions contained herein.

This analyst consensus is provided for information purposes only. It should not be seen as a recommendation to buy or sell financial instruments in COFACE SA, or to take or refrain from taking any other action. None of the Coface Group, its affiliates or its advisors, nor any representatives of such persons, shall have any liability whatsoever for any loss arising from any use of this document or its contents or otherwise arising in connection with this information.

More comprehensive information about the Coface Group may be obtained on its Internet website. The Group’s financial and strategic information, as well as the integral regulatory information can be found at the following address: http://www.coface.com/Investors.

Analysts covering Coface

Coface Group has been listed on Paris Stock Market since June 2014. The stock COFA is covered by analysts who regularly publish research notes on the Group. You will find below the list of main financial analysts who cover COFA shares. This list is provided for information purposes only and might be non-exhaustive nor up to date.

Analysts covering Coface
Financial Institution Analyst
BerenbergMichael Huttner
Deutsche BankAmalie Zdravkovic
CM-CICPierre Chedeville
Kepler CheuvreuxBaptiste de Leudeville
Oddo BHFBenoƮt Valleaux